Our Services

Coverage That Fits Your Life

Whether you’re looking for basic protection or comprehensive coverage, we have the right motor insurance plan for you – at a price that makes sense.

Choose the Right Plan for You

All our plans are designed to be transparent, affordable, and easy to understand.

Required by Law

Third Party

The most basic and legally required coverage in Malaysia. Protects you against claims from third parties for bodily injury or property damage caused by your vehicle.

Covers third-party bodily injury

Covers third-party property damage

Legally required in Malaysia

Most affordable option

Required by Law

Third Party, Fire & Theft

Extends basic third-party coverage to include protection against fire damage and theft of your vehicle – ideal for those seeking more peace of mind.

All Third Party Liability benefits

Covers fire damage to your vehicle

Covers vehicle theft

Great value for money

Best Protection

Comprehensive

Our most complete protection plan. Covers your vehicle against accidents, fire, theft, and natural disasters – giving you total peace of mind on every journey.

All Third Party, Fire & Theft benefits

Covers own vehicle damage

Natural disaster protection

Personal accident coverage

We Cover All Types of Vehicles

Our core values guide everything we do – from how we design our products to how we treat our customers.

Private Cars

Sedans, hatchbacks, coupes, and sports cars

SUVs & MPVs

Family vehicles, 4WDs, and multi-purpose vehicles

Motorcycles

All types of motorcycles and scooters

Commercial Vehicles

Vans, lorries, and light commercial vehicles

Enhance Your Coverage

Customize your policy with these optional add-ons for even greater protection and peace of mind.

Personal Accident Rider

Additional coverage for medical expenses and compensation in case of injury or death from a road accident.

Roadside Assistance

Emergency towing, flat tire service, battery jump-start, and lockout assistance anytime, anywhere.

Windscreen Coverage

Covers repair or replacement of your windscreen without affecting your No Claim Discount (NCD).

Special Perils

Protection against floods, landslides, and other natural disasters not covered under standard policies.

Not Sure Which Plan Is Right for You?

Our friendly team is here to help you find the perfect coverage. Get in touch or request a free quote today.

M Jaya Enterprise is your trusted partner for affordable and comprehensive motor insurance.

Get in Touch

+6010 9600 967

info@mjaya.my

No.27, Ground Floor, Jalan OKK Hj. Mahali, 89600 Papar, Sabah

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